Female mechanic working under a car lifted on a hydraulic lift, inspecting brakes in a professional car repair shop
Fast Funding in 24 Hours

Auto Repair & Dealership
Financing That Keeps You Moving

Fast, flexible funding from Meridian Funding for auto repair shops, body shops, and vehicle dealerships.

24-48 Hours
Fast Funding
$10K - $5M
Funding Range
500+
Min. Credit Score

Industry Overview

Auto repair shops and dealerships face constant expenses such as inventory, parts, payroll, and equipment. Meridian Funding provides fast access to capital so your business can operate smoothly without cash flow interruptions.

Parts & Inventory

Keep your shelves stocked with essential parts and inventory. Never turn away a customer due to cash flow constraints.

Equipment & Tools

Upgrade to the latest diagnostic equipment and specialized tools to stay competitive and efficient.

Payroll & Operations

Meet payroll obligations and cover daily operating expenses without disruption to your business.

Common Uses of Funds

Flexible capital to fuel growth and day-to-day operations

Parts and Inventory

Stock up on essential parts

Shop Equipment & Tools

Upgrade your diagnostic tools

Payroll & Operating Expenses

Keep operations running smoothly

Vehicle Acquisition

Purchase inventory for your lot

Expansion or Renovations

Grow your facility and services

Financing Options Available

Choose the funding solution that fits your business needs

Working Capital

Flexible funding for day-to-day operations, inventory purchases, and unexpected expenses. Quick access to capital when you need it most.

  • $10K - $5M available
  • Fast approval & funding
  • Flexible repayment terms
Learn More

Equipment Financing

Finance new or used equipment and tools for your shop. Spread the cost over time while increasing your service capabilities.

  • 100% financing available
  • Preserve working capital
  • Equipment as collateral
Learn More

Why Meridian Funding

We understand the unique challenges of the automotive industry

Fast Approvals

Get approved in as little as 24 hours and access funds quickly

Flexible Credit Requirements

Work with borrowers of all credit profiles - we focus on your business strength

Industry Expertise

Funding for independent shops and dealerships of all sizes

No Bank Delays

Skip the traditional bank hassles and get funded fast

Qualification Snapshot

Simple requirements to get you funded quickly

6+ Months

In Business

$10,000+

Monthly Revenue

Don't meet these requirements? Contact us - we may still be able to help!

Fast, Secure, & Confidential

Get Funding for Your Auto Business Today

Join thousands of auto repair shops and dealerships that have secured funding through Meridian Funding. Apply in minutes and get a decision within 24 hours.

24-Hour Approval
Secure Application
No Upfront Fees

Have questions? Speak with a funding specialist

Contact Us Today