Access working capital with predictable payments and flexible terms.
Term loans provide businesses with a lump sum of capital upfront, which is repaid over a set period with fixed or variable interest rates. This traditional financing option is ideal for businesses looking to make significant investments in growth, equipment, real estate, or working capital needs.
Unlike revolving lines of credit, term loans offer the certainty of fixed payment schedules, making it easier to budget and plan for the future. Whether you're expanding your operations, purchasing new equipment, or refinancing existing debt, term loans provide the stability and flexibility your business needs.
Our term loan programs are designed to be fast and straightforward. With competitive rates, flexible repayment terms ranging from 6 to 60 months, and funding up to $1,000,000, we help businesses of all sizes access the capital they need to thrive. The application process is simple, and approvals can be completed in as little as 24 hours.
Best suited for established businesses with consistent revenue, term loans offer lower rates than alternative financing options while maintaining the speed and flexibility that modern businesses require. Our funding specialists work with you to structure a loan that aligns with your cash flow and business objectives.
Access capital from $25,000 up to $1,000,000 to meet your business needs
Quick approval process with funding available in as little as 24-48 hours
Fixed repayment schedules from 6 to 60 months with predictable monthly payments
No prepayment penalties, use funds for any business purpose
Credit scores as low as 550 considered with strong revenue and business history
Minimal paperwork required—just 3 months of bank statements to get started
550+ FICO (where applicable)
6+ months in business
$20,000+ monthly revenue
3 months of bank statements
Requirements vary by program and industry. Our team will match you with the best available option based on your unique business profile.
Our funding specialists are ready to help you find the best solution for your business.
123 Finance Street
Suite 500
New York, NY 10001