Fast funding based on your future sales.
A Merchant Cash Advance (MCA) provides quick access to capital based on your business's future credit card sales or daily bank deposits. Instead of fixed monthly payments, repayment is automatically deducted as a percentage of your daily sales, making it an ideal solution for businesses with high transaction volumes.
Perfect for retail stores, restaurants, salons, and service-based businesses that process significant credit card transactions, MCAs offer the flexibility to repay more when sales are strong and less during slower periods. This revenue-based repayment structure aligns with your cash flow, reducing financial pressure.
Approval is based primarily on your sales volume rather than credit score, making MCAs accessible to businesses that might not qualify for traditional financing. The application process is fast and simple, with funding typically available within 24-48 hours of approval.
Whether you need capital for inventory, equipment, marketing, renovations, or operational expenses, a Merchant Cash Advance provides the speed and flexibility your business needs to capitalize on opportunities without delay.
$5,000 to $500,000 based on your sales volume
Fast funding in 24-48 hours after approval
Repayment based on daily revenue—pay more when sales are high, less when slow
Unsecured funding—no assets or property required
Qualification based on revenue, not just credit score
Minimal paperwork, quick application
Regular credit card or ACH transactions
Steady monthly sales volume
3+ months in business
3 months of processing statements
Requirements vary by program and industry. Our team will match you with the best available option based on your unique business profile.
Our funding specialists are ready to help you find the best solution for your business.