Stop waiting 30–90 days to get paid. Unlock working capital from your outstanding invoices today.
Invoice factoring allows businesses to sell their outstanding invoices for immediate cash. Instead of waiting weeks or months for payment, you get funded right away.
Turn your unpaid invoices into immediate working capital and grow your business without delay.
Start Invoice FactoringConvert your unpaid invoices into immediate cash. Get funded within 24 hours and improve your cash flow today.
Apply NowWhat you'll need to apply for invoice factoring
Copies of invoices you want to factor (issued to creditworthy B2B customers)
Details about your customers (business names, contact info, payment terms)
Legal business name, EIN, time in business, and industry type
Accounts receivable aging report showing all outstanding invoices
Note: Requirements may vary based on your industry and invoice volume. Our team will work with you to streamline the process.
Waiting 30, 60, or even 90 days for customers to pay invoices can cripple your cash flow and limit your ability to take on new projects. Invoice factoring (also called accounts receivable financing) provides an immediate solution—sell your unpaid B2B invoices to Meridian Funding and get up to 90% of the invoice value deposited into your account within 24 hours.
Invoice factoring isn't a loan—it's a sale of your accounts receivable. This means no debt is added to your balance sheet, and your business credit remains unaffected. We purchase your invoices at a discount, provide you with immediate cash, and then collect payment directly from your customers when the invoice comes due. It's a simple, fast way to unlock the cash that's already tied up in your receivables.
Invoice factoring is ideal for B2B businesses in industries like staffing, transportation, manufacturing, wholesale, and professional services. Whether you have one large invoice or multiple smaller invoices, we can help you maintain steady cash flow and take advantage of growth opportunities without waiting for customer payments. With same-day approvals and funding as fast as 24 hours, you can keep your business moving forward.
Stop letting slow-paying customers control your cash flow. With Meridian Funding invoice factoring, you can cover payroll, purchase inventory, take on new contracts, and invest in growth—all without waiting weeks or months for payment. Our transparent pricing and flexible terms make it easy to get the working capital you need when you need it.